Customereye

Topstep

Lending & Consumer Finance • United Statestopstep.com

Review data last updated .

Based on public reviews and response behavior.

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Overall Score

57/100
−4.8 vs. last month3.70 ★ average rating · 996 reviews

Competitive Performance Rank

Among fully-analyzed Lending & Consumer Finance companies

#135of 275
Top 49% · Upper Half
#1 (best)#275 (worst)
#133Peer
#134Peer
#135This company
#136Peer
#137Peer

Overall Customer Sentiment

Above Average

59% of reviews positive, 39% negative

59%
positive
  • Positive59%
  • Neutral2%
  • Negative39%

Sentiment Balance

Covering July 2026 — 115 reviews, not the company's full review history.

positive
  • Positive
  • Neutral
  • Negative

Takeaway: Positive sentiment accounts for 61% of reviews in this period, with 34% negative and 5% neutral.

Sentiment Trend Over Time

Reviews (Count)

Showing 996 reviews across the months with enough data to chart reliably (min 3/month), most recent: July 2026.

Sentiment has been improving over the period shown.

Theme Distribution

Share of theme mentions

Customer Support
23.1%
Problem Resolution
13.4%
Product Quality
12.1%
Response Speed
11.9%
Loyalty
10.6%

Most feedback concerns Customer Support.

The most common complaint theme is Loyalty, making up 10.6% of all theme mentions.

Churn Signal Score

Rule-based: negative-review share, churn-intent phrases, and sentiment movement over time.

HIGH49/100
49/100
signal score
  • Built from a negative-review share of 39.1% across this company's analyzed reviews.
  • 16 reviews contain phrases that signal intent to leave, such as cancelling or switching provider.
  • Recent reviews are less negative than earlier ones, which pulls the signal down.

Reviewer Breakdown

Star split and recent-versus-earlier sentiment.

3.7avg rating
5
63.6%
4
3.4%
3
1.7%
2
2.5%
1
28.8%

Based on 996 analyzed reviews. Sentiment is improving: 85.1% of reviews in the last three months were positive, compared with 45.9% in the three months before that.

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